Imagine having one wallet in your pocket that works across 50+ blockchain networks, swaps tokens without a centralized exchange, stores your NFTs, and lets you earn through staking—all from a single app on your smartphone or browser. That's exactly what Coin98 Wallet is. If you're tired of juggling multiple wallets for different networks, this review is for you.
Table of Contents
What is Coin98 Wallet and Why is it Popular?
In the early days of crypto, wallets were often single-chain: MetaMask for Ethereum, Phantom for Solana, Trust Wallet for BNB Chain. Users juggling multiple ecosystems needed multiple apps, seed phrases, and constant switching. Coin98 Wallet was the answer.
Coin98 is a non-custodial, multi-chain crypto wallet developed by Coin98 Finance. It's available as a mobile app for iOS/Android and a browser extension for Chromium browsers. Its core idea: a single interface for all things Web3—storage, swaps, staking, and NFTs—without switching apps.
What sets Coin98 apart is its breadth of multi-chain support. It supports over 50 blockchains, including Ethereum, Solana, BNB Chain, Polygon, Avalanche, Cosmos, and many more. This isn't a checkbox feature; each network is natively integrated for accurate balances, dApp interaction, and precise fee calculations.
Coin98 by the Numbers
Key Features of Coin98 Wallet
Before diving deep, here are the core features that make Coin98 Wallet a standout choice for crypto users.
Multi-Chain Architecture
Manage assets across 50+ blockchains from a single interface. One seed phrase, one wallet, all of Web3.
Built-in DEX Aggregator
Swap tokens instantly within the app. Coin98 aggregates liquidity from top DEXs to offer the best rates without a centralized exchange.
NFT Portfolio
View, manage, and send NFTs directly from the wallet. Supports collections across multiple blockchains—all in one place.
Staking & DeFi
Earn passive income directly from the wallet. Access staking protocols, liquidity pools, and other DeFi opportunities.
Browser Extension
Full dApp compatibility via a browser extension. Connect to any Ethereum or EVM-compatible dApp seamlessly.
Non-Custodial Security
Your keys, your crypto. Private keys never leave your device, ensuring you have full control over your assets.
Important to understand: Non-custodial isn't just a buzzword. It means if you lose your seed phrase, not even Coin98 can recover your funds. Write it down and store it securely.
Supported Blockchains: 50+ Networks in One Wallet
One of the most common questions: "Does Coin98 support my chain?" Chances are, yes. Here's a snapshot of key supported blockchains:
EVM-Compatible Networks
- Ethereum (ETH)
- BNB Smart Chain (BSC)
- Polygon (MATIC)
- Avalanche C-Chain (AVAX)
- Fantom (FTM)
- Arbitrum
- Optimism
- Base
- Cronos
- Klaytn
- Aurora (Near EVM)
- Celo
- Moonbeam / Moonriver
- zkSync Era
- Linea
Non-EVM Networks
- Solana (SOL)
- TRON (TRX)
- Cosmos (ATOM) & IBC Networks
- Osmosis
- Terra 2.0
- Aptos (APT)
- Sui (SUI)
- TON (The Open Network)
- Near Protocol
- Algorand
- Polkadot / Substrate
- Cardano
- Elrond (MultiversX)
- Kava
- Secret Network
The list is constantly growing. The development team regularly adds support for new networks based on community requests. For niche blockchains, check the current list on the official Coin98 website.
Practical Scenario: You buy ETH on an exchange, want to move some to Solana, and use the rest on Polygon. With traditional wallets, you'd need three apps. With Coin98, it's all in one interface with one seed phrase.
Built-in DEX: Swap Tokens Without Leaving the Wallet
This is a feature users love. The built-in DEX aggregator lets you swap tokens instantly without leaving the app.
Coin98 aggregates liquidity from top DEXs and automatically selects the best rate with minimal slippage. You see the expected output before confirming.
Note on Fees
Using the built-in DEX incurs a small platform fee on top of network gas fees. This is standard for aggregators and is offset by getting the best available rate. For large swaps, it's wise to compare rates with direct DEXes.
NFT Support: Your Collection at a Glance
Coin98 includes a built-in NFT portfolio manager, making it easier than navigating to OpenSea or Magic Eden.
NFT Portfolio View
Automatically displays all NFTs on your address with previews. Supports ERC-721, ERC-1155, SPL (Solana), and more.
Send & Receive NFTs
Transfer NFTs to other users directly from the wallet, bypassing marketplaces for quick, low-fee transfers.
Multi-Chain Collections
View NFTs from Ethereum, Solana, BNB Chain, and Polygon in one unified gallery.
The wallet automatically groups NFTs by collection and displays metadata and attributes—no extra setup needed. This is invaluable for collectors with assets across multiple chains.
Staking & DeFi: Earn Directly from Your Wallet
Holding crypto idle means missing out. Coin98 provides direct access to DeFi protocols from the wallet interface.
DeFi Activities via Coin98
- Staking native tokens (ETH, SOL, ATOM, etc.)
- Providing liquidity on Uniswap, Curve, Raydium
- Lending and borrowing via Aave, Compound, Venus
- Participating in IDOs and launchpads via dApp browser
- Auto-yield farming via aggregators
- Voting in DAOs directly from the wallet
The built-in dApp browser is essentially a full Web3 browser. Connect to any protocol with one tap, just like using MetaMask on desktop.
Coin98 Security: How Your Assets Are Protected
Security is paramount. Coin98 is a non-custodial wallet, meaning your private keys are generated and stored locally on your device. Coin98's servers never see your keys.
Security Measures
- Local Key Storage: Private keys are encrypted and stored only on your device.
- Biometric Auth: Touch ID and Face ID for app access.
- PIN Code: 6-digit PIN for additional access control.
- Auto-Lock: App locks automatically after inactivity.
- BIP39/BIP44: Standard protocols for wallet generation and recovery.
- Encrypted Storage: All local data is encrypted.
Your Responsibility
- Seed Phrase: Never store it digitally. Write it down physically and keep it safe.
- Phishing: Always verify the sites you connect your wallet to.
- Scam Tokens: Be cautious when approving token contracts.
- Public Wi-Fi: Avoid transactions on unsecured networks.
- Backups: Create multiple physical copies of your seed phrase.
Coin98 is non-custodial—its greatest strength and your responsibility. Security isn't just about app settings; it's about your personal practices. Guard your seed phrase like cash: physically, securely, and never digitally.
Coin98 also undergoes periodic third-party security audits, with results made public, ensuring transparency for a non-custodial wallet of this scale.
Mobile App: Full Web3 in Your Pocket
The mobile app is the primary entry point for most users. Available for iOS (App Store) and Android (Google Play), it offers the platform's full functionality in an intuitive interface.
The interface follows an "everything-in-one-screen" design: aggregated multi-chain balances, quick access to swaps, a dApp browser, and NFT gallery. It's clean for beginners and feature-rich for pros.
Home Screen
Aggregated balance across all networks, real-time prices, and quick-action buttons for sending, receiving, and swapping.
Swap Screen
Swap interface with network selection, token selection, amount, and real-time rate display. Custom slippage settings included.
dApp Browser
Full Web3 browser with bookmarks, history, and WalletConnect support for connecting to any dApp.
NFT Gallery
View all NFTs by collection with metadata previews. Send NFTs directly from the gallery.
Multi-account support is a highlight: create or import multiple wallets and switch between them instantly. Perfect for separating personal, trading, or family accounts.
Browser Extension: dApps on Desktop
For desktop DeFi users, Coin98 offers a Chromium extension (Chrome, Brave, Edge). It functions like MetaMask but with multi-chain support.
Installation takes a minute: download from the official store, create or import a wallet, and you're ready to connect to any dApp. The extension auto-detects networks and switches as needed.
Browser Extension Compatibility
Coin98 is compatible with most dApps that support MetaMask or WalletConnect. For non-EVM chains like Solana or Cosmos, it provides native dApp compatibility.
Wallets sync automatically between mobile and extension when using the same seed phrase.
Getting Started with Coin98 Wallet
Getting started is straightforward. Here's a step-by-step guide:
Step 1: Download & Install
Go to the official Coin98 website to download the mobile app (iOS/Android) or browser extension. Always download from official sources (App Store, Google Play, or official site) to avoid scams.
Step 2: Create or Import Wallet
Choose "Create New Wallet." The app will generate a 12-word seed phrase. Write it down on paper—do not save it digitally. Confirm the phrase when prompted.
Step 3: Set Up Security
Set a 6-digit PIN and enable biometrics (Face ID/Touch ID) for quick, secure access.
Step 4: Select Active Networks
Enable the blockchains you'll use (Ethereum, BSC, Solana, etc.) in the wallet settings.
Step 5: Receive Funds
Tap "Receive," select the network, and share your address or QR code. Ensure you're sending the correct asset on the correct network.
Step 6: Explore Features
Try a small swap, explore the dApp browser, or check your NFT gallery. The interface is designed for intuitive exploration.
Coin98 Wallet: Pros and Cons
Strengths
- Broad Multi-Chain Support – 50+ networks, including niche chains.
- Built-in DEX Aggregator with competitive rates.
- Full NFT Support across multiple blockchains.
- Intuitive Interface for beginners and pros alike.
- Non-Custodial – you control your keys.
- dApp Browser with wide compatibility.
- Cross-Platform: iOS, Android, browser extension.
- Multi-Account Support in one app.
- Active Development with regular updates.
- Cross-Chain Bridges built-in.
- Completely Free – no subscription fees.
Weaknesses & Limitations
- No Traditional 2FA – relies on biometrics/PIN.
- Not Fully Open Source – mobile app code is closed.
- Performance may lag with many assets.
- Limited Hardware Wallet Integration – not as seamless as MetaMask with Ledger.
- DEX Platform Fee – small fee on swaps.
- UI Glitches – occasional balance display issues.
- No Built-in Fiat On-Ramp – can't buy crypto with a card in-app.
Coin98 vs. Competitors
How does Coin98 stack up against other popular wallets?
| Feature | Coin98 | MetaMask | Trust Wallet | Phantom | Exodus |
|---|---|---|---|---|---|
| Type | Mobile + Extension | Extension + Mobile | Mobile + Extension | Mobile + Extension | Desktop + Mobile |
| Networks | 50+ | EVM + a few more | ~70+ | Solana + EVM | ~260+ |
| Built-in DEX | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| NFT Support | ✅ Multi-Chain | ✅ EVM | ✅ Multi-Chain | ✅ Solana + ETH | ⚠️ Limited |
| Non-Custodial | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Open Source | ❌ No | ✅ Yes | ✅ Partial | ❌ No | ❌ No |
| dApp Browser | ✅ Built-in | ⚠️ iOS only | ✅ Built-in | ✅ Yes | ⚠️ Limited |
| Non-EVM Support | ✅ Native | ❌ No | ✅ Yes | ✅ Solana Only | ✅ Yes |
| Biometric Auth | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Coin98 carves its niche as a multi-chain wallet focused on DeFi and non-EVM chains. For Ethereum-heavy users, MetaMask may be more refined. For Solana, Phantom is king. But for a user spanning multiple ecosystems, Coin98 is a top contender.
Who Should Use Coin98 Wallet?
Coin98 isn't a one-size-fits-all solution. It's designed for specific user profiles.
Multi-Chain DeFi Users
If you're active across Ethereum, Solana, BSC, and Cosmos, Coin98 saves you from juggling multiple wallets.
NFT Collectors
If you hold NFTs across chains, the built-in multi-chain gallery is a game-changer.
DeFi Beginners
The intuitive interface and built-in dApp browser make it a great entry point into decentralized finance.
DEX Traders
The integrated DEX aggregator is perfect for traders who swap tokens without centralized exchanges.
Emerging Chain Users
If you're into Aptos, Sui, TON, or other new networks, Coin98 often adds support early.
Mobile-First Users
If your phone is your primary device, Coin98's mobile app is one of the most feature-complete available.
Who Might Look Elsewhere
If you only use Bitcoin, a Bitcoin-only wallet may be better. For maximum security, a hardware wallet (Ledger/Trezor) is superior. If open-source code is non-negotiable, consider MetaMask or a community-audited wallet.
Frequently Asked Questions
Is Coin98 Wallet free?
Yes, the app is completely free. Network (gas) fees apply for transactions, and a small platform fee is included in DEX swaps.
Can I import my existing wallet?
Yes. Import any wallet using its seed phrase or private key from MetaMask, Trust Wallet, Phantom, etc.
Is it safe for large amounts?
As a non-custodial wallet, it's secure. For large, long-term holdings, a hardware wallet is recommended, with Coin98 for active use.
What if I lose my phone?
Your funds are safe if you have your 12-word seed phrase. Install Coin98 on a new device, select "Import Wallet," and enter your phrase.
Does it support Bitcoin?
Yes, you can store and send Bitcoin. However, DeFi features are limited for Bitcoin within the app.
Does it work offline?
You can view addresses offline, but an internet connection is required for balances, transactions, and dApp interaction.
Is there customer support?
Yes, via active Telegram/Discord communities and a knowledge base. Response times may vary.
Multi-device use?
Yes. Import the same seed phrase into the mobile app and browser extension to sync your wallet.
WalletConnect support?
Yes, Coin98 supports WalletConnect v1 and v2 for connecting to dApps that use this standard.
Final Verdict: Is Coin98 Wallet Worth It?
After a detailed review, Coin98 Wallet stands out as one of the most functional non-custodial, multi-chain wallets available for users who operate across multiple blockchains.
It excels where others are limited: multi-chain support, a built-in DEX aggregator, native NFT management, and a full dApp browser—all in one interface, with full control of your keys.
It has trade-offs: it's not fully open-source, and it lacks traditional 2FA. But if you answer "yes" to several points below, Coin98 is likely an excellent choice:
Ready to try Coin98?
Thousands of users have already streamlined their Web3 experience. Try Coin98 Wallet for free and see how it simplifies managing your crypto assets.
Go to the Official Coin98 WebsiteThis review is for informational purposes only and is not financial or investment advice. Cryptocurrencies and decentralized finance involve risk. Always conduct your own research and ensure you understand the risks of non-custodial wallets and the responsibility of safeguarding your seed phrase.
